Mobile Capture for Mobile Banking


According to KPMG, mobile is already the largest banking channel for the majority of banks by volume of transactions, and the number of mobile banking app users looks set to rise from 0.8bn in 2014 to 1.8bn by 2019.


While mobile banking apps today are a must-have for a modern bank, image/camera based features are becoming a must-have for mobile banking apps. According to the same KPMG report, about one third of leading global banks already have image-based features in their apps!

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Field-level OCR. What is it for?

In the API Cloud, we single out two types of OCR, full-page OCR and field-level OCR. They have different pricing, but there are also fundamental differences between the two. Each approach serves its own purpose. Unfortunately, not all developers who are new to OCR are aware of these differences, and often have to learn by trial and error. Even some big players in the Data Capture industry still adhere to full-page OCR only, ignoring field-level OCR. Their applications were developed many years ago and it would cost them a pretty penny to rework the entire architecture and the user interface and to re-educate their partners. However, the price they pay for their unwillingness to change is lower quality of OCR.

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